FAQS
“We may disagree on all sorts of things. But thank God, we can agree on a nail and the use of a hammer as an instrument to manifest God’s love.” - Millard Fuller, Founder of Habitat for Humanity
why houses?The American Dream of safe, affordable, decent housing is out of reach of thousands in the La Crosse area. The people that Habitat for Humanity serves are individuals and families who are currently living in substandard housing: unsafe, unsound, overcrowded, or too expensive, and they are not able to qualify for a conventional mortgage. They earn 30-60% of the county median income as established by HUD. They are the working poor.
By providing a family with an opportunity to purchase their own home and removing them from poverty housing, Habitat for Humanity is offering a hand up, not a hand out. |
do people receive homes for free?Habitat homes are not free. After completing at least 350 hours of labor on their homes, partner families purchase their homes from Habitat for Humanity. The purchase price of the home is based on the actual appraised value of the home. Loans are provided at 0 percent interest over 30 years. This “sweat equity” serves as their interest rate and down payment. Partner families pay full property taxes and insurance as well as their own closing costs.
Habitat homeowners do not pay more than 30 percent of their income for their mortgage payment, property taxes and insurance. |
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CONTACT |
HABITAT RESTORE |
QUICK LINKS |
Phone: 608-785-2373
Email: info@habitatlacrosse.org Mailing Address: 3181 Berlin Drive La Crosse, WI 54601 |
Address:
3181 Berlin Drive La Crosse, WI 54601 Hours: Wednesday-Saturday: 10 am to 6 pm The ReStore is closed on the following days:
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