RePair

Income-Eligible Projects

Households making under 80% area median income can qualify for short-term, 0% interest loans on critical home repairs. The program focuses on emergency, aging-in-place, accessibility, and code violation repairs.

Habitat RePair staff are licensed, insured contractors.

General Repair Projects

Need some help with a home improvement project? The RePair program also offers general handyman services for any homeowner in our service area regardless of income. The program offers general contracting services for smaller home repair projects (under $7,500). The funds raised provide support for Habitat’s mission. Check projects off your list while supporting your community.

Who is it for?

All RePair projects must meet the following requirements:

  • Own and reside in a home in need of repairs
  • Have homeowner's insurance coverage
  • Reside within the service area of Habitat for Humanity (La Crosse, Vernon, Monroe, Trempealeau, and Houston counties)

All income-eligible homeowners must also meet the following requirements:

  • Fall below 80% of combined median household income for our service area (see website for current income limits)
  • Be up-to-date on mortgage and property tax payments
  • Agree to make payments IN FULL and ON TIME

The RePair program prioritizes the following projects:

  • Accessibility modifications, including installation of handicap accessible ramps and railings
  • Smaller emergency repairs that allow you to live safely in your home
  • Aging-in-place modifications
  • Code violations
  • Other necessary home repairs typically under $7,500

Project requests may not include:

  • Elective reconstruction or remodeling projects
  • Redecorating projects or unnecessary aesthetic changes
  • Major rehabilitation projects over $7,500

Is it free?

Income-eligible homeowners must repay the project costs through a 1- to 6-year, 0% loan. Homeowners make a monthly payment, with repayment terms that are affordable for each household. A lien will be placed against the home until the loan is repaid.

All other homeowners pay for the project during the repair process.

Estimates available upon request.

Name(Required)
Address(Required)
Do you own the home that requires repairs?(Required)
Is the home a rental unit?(Required)
What type of home do you live in?(Required)
What County if your home located in?(Required)
Did you (or anyone in your household) serve, or are you currently serving, in the United States Armed Forces?(Required)
Are you or anyone in your household elderly and/or disabled? (check all that apply)(Required)
Do you qualify for the income-based portion of the program based on the table below?(Required)
How did you hear about the RePair program?
2025 Income Limits Chart
We are currently experiencing an increase in project/estimate requests.(Required)
Please be patient as we get through projects one at a time.

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